Domestic Helper Insurance – Terms and Conditions

Most governments require employers the provision of domestic helper insurance to their house helps, aside from the basic salary, food, and accommodation.

You may be thinking that this isn't necessary anymore, but your maid is a person like you. She is not a stranger to accidents and risks. In fact, doing her required daily chores can put her in some form of danger. That is why having her covered will not only benefit her, but you, too.

Domestic Helper Insurance provides full coverage on your liabilities as employer. At the same time, it also covers personal accidents that may result to disabilities or death, and hospitalization expenses.

Quite a lot of insurance companies offer this type of insurance specific to domestic helpers. Most of these companies have websites that you can view conveniently in the comfort of your home. Take time to go over these sites, comparing notes. If you are overwhelmed by all the information, you should spend time reading over reviews and write-ups about these companies. Another idea is to join certain groups or communities and participating in their discussions of insurance companies and products.

For the maid to get this type of insurance, she must be 18 years old at the very least and 60 years old at most. She must not exhibit signs and symptoms of any illness that may warrant medical attention in a few months time.

Don't ever presume that nothing bad is ever going to happen to your maid because she is exposed to risks of any kind every day. She can trip and fall, experience food poisoning, or something else while in the conduct of her duty. With domestic helper insurance, it should give you a lot of confidence to know that you will not have to deal with all the expenses yourself.

Visit the top domestic helper agency Hong Kong to see the free profiles and photos of domestic helper, nanny, housekeeper, caregiver, driver, gardener and much more.

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